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So it just takes more cash up front and I'm leaning into it because it's working.
But when Wall street is buying a house, they're raising money from investors and are literally putting cash up front so they can outbid anybody in the market and they don't have to get the best deal in the market.
Now, another problem is that those institutional investors are putting cash up front and are doing that very fast while you are there in the bank trying to approve your mortgage.
If you called my ministry, I would be like, here's my Zell, here's my cash up.
Focused on the fame, make me cash up.
What's your tolerance for crippling insecurities and cash-up?